Insurance software built for you, not for everyone.

Healthmark AI builds underwriting and administration technology to your specifications, for carriers, MGUs, reinsurers, and captives. Two products. Pick the one that matches your desk.

● Built to your requirements Own it outright, or let us run it 0 models trained on your data Human-governed AI, every workflow works with it off
Which one is mine?

Same company. Same terms. Different side of the retention.

 
Corridor.
Keel.
What it replaces
Legacy stop loss software and the spreadsheets around it
The 90-page feasibility PDF and the quarterly pack rebuilt by hand
Who uses it daily
Underwriters, intake, clinical review, claims, the CUO
Captive managers, the parent's CFO and board, fronting and reinsurance partners
The core record
The group, from RFP to renewal
The captive, from feasibility through every program year
What the AI does
Reads the case file and your guidelines, recommends, and acts with approval
Reads the study and every quarter since, explains drift, drafts the board summary
Start here if
You write stop loss and the vendor roadmap is not yours. Corridor →
You manage, own, or front a captive and want one scorecard. Keel →
How we work

Three terms you won't find anywhere else.

Both products are built the same way and sold on the same terms.

Built to your spec

We start from your requirements, not a feature list we sell everyone. A clickable demo traced to your workbook before you commit.

Own it, or let us run it

Build-and-handover puts the code in your walls and you own it outright. The managed subscription carries hosting and updates; the platform is licensed, your data stays yours, and you can convert to ownership any time.

Your data trains no one

No outside model is trained on your book under either model. The AI learns from your people's decisions and answers to you alone, with a kill-switch your CUO controls.

Who we build for

Anyone who writes or holds risk.

Stop loss is where we started. The build method works for any desk that has outgrown its vendor.

Stop loss carriers

Replace the platform without giving up the raters, workflows, and integrations that make your book yours.

Corridor

MGUs

Intake to quote to bind on one record, with the carrier's guidelines built in and every action logged.

Corridor

Reinsurers

Cedent quality you can see: portfolio views across treaties on the carrier side, layer views on the captive side.

Corridor · Keel

Captives and their managers

One scorecard the parent, the manager, the fronting carrier, and the reinsurer all read from.

Keel
See it

The demo does the talking.

Thirty minutes, your team, a working walkthrough. Bring your hardest workflow or a real feasibility study.

To set one up
Email Simon at simon@healthmark.ai